The term life insurance may conjure up images of frightening commercials where someone’s life flashes before their eyes as they lay dying in a hospital bed, but life insurance isn’t just designed to cover the costs of your funeral—it can provide protection in case you die prematurely, whether from a car accident or an illness. … Read more
Unfortunately, life insurance won’t pay off every time you die. In fact, it won’t even pay in some of the most common circumstances where you might assume it would. What are the reasons life insurance won’t pay. This article will look at the five most common reasons life insurance won’t pay out when someone dies, … Read more
Your home is the largest financial investment you have, but it’s also one of the most expensive things you own. Without home insurance, you may be unprotected if anything happens to your home or belongings, such as fire, theft, or natural disasters like floods and earthquakes. Home insurance can cover your home and its contents … Read more
What if you lost your job and couldn’t make your mortgage payments? This can be especially dangerous if you have invested in a 30-year fixed-rate mortgage, because you would not be able to refinance or sell the house to get out of the debt unless you were able to pay off the entire loan at … Read more
Health insurance is a commonly-held belief among Americans. Many of us are so accustomed to seeing our medical bills come due that we’ve forgotten how much we actually pay. The pre-existing condition clause of most health insurance policies means that people who have health problems who are able to prove they will be able to … Read more